CC Madhya 24.17
dhana-sañcayī — nirgrantha, āra ye nirdhana
mūrkha — foolish, illiterate persons; nīca — lowborn; mleccha — unclean persons with no principles; ādi — and others; śāstra-rikta-gaṇa — persons devoid of all regulative principles stated in the śāstra; dhana-sañcayī — a capitalist (one who gathers wealth); nirgrantha — called nirgrantha; āra — also; ye — anyone who; nirdhana — without riches.
“ ‘Nirgrantha’ also refers to one who is illiterate, lowborn, misbehaved, unregulated and devoid of respect for the Vedic literature. The word also refers to one who is a capitalist and to one who has no riches.